Every year, it’s the same; one minute you feel like summer will never end, and the next minute you’re planning for holiday parties and family gatherings. Time seems to slip away, and there never seems to be enough hours in the day to get everything done, let alone make dental appointments for you and your loved ones.
With the end of the year approaching, now is the time to think about maximizing your dental insurance benefits before it’s too late.
Common Dental Insurance Benefit Limits
Most dental insurance coverage expires on December 31st, meaning that you’ll lose any unused benefits at the end of the year.
Our dental team can help you understand the way your insurance works, but here are some things you need to know:
- Your insurance probably has a deductible, the amount you must pay before your coverage begins to pay a percentage of the treatment cost.
- Your insurance probably has an annual maximum, which is the most they will pay in any calendar year.
Using Your Remaining Benefits: What You Need to Know
There are some ways to use your remaining benefits before it’s too late:
- Routine cleanings, exams, and x-rays are usually covered at 100%, so schedule those as soon as possible.
- Many insurance companies will let you use this year’s benefits for part of a multi-step treatment and next year’s benefits for the rest of the treatment. If you need a dental crown or bridge, this may be a good option.
- If you need fillings or other restorative dental work, schedule it now if you have remaining funds from your annual maximum.
Schedule Now for High-Demand Services
Here are some things you can do to get the best time slots before the end of the year:
- Call early to avoid the rush.
- Check your schedule ahead of time so you know when you’re available.
- Speak with our dental team about your remaining coverage.
- Schedule necessary appointments before December 31st.
Questions About End-of-Year Dental Benefits in Bloomington, IN?
If you need year-end dental appointments to maximize your insurance benefits in Bloomington, please reach out to our experienced dental team!
At Ellettsville Dental Center, we’ll do everything we can to help you schedule dental appointments before benefits expire in Bloomington.
Just give us a call at (812) 876-7330.